---
title: "Cost to Hire a Medical Billing Specialist in LATAM [2026]"
description: "See what it costs to hire a medical billing specialist in LATAM in 2026, with salary data, US comparisons, HIPAA, and hiring options. Book a call in 48h."
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4.  Cost to Hire a Medical Billing Specialist in LATAM \[2026\] 

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# Cost to Hire a Medical Billing Specialist in LATAM \[2026\]

See what it costs to hire a medical billing specialist in LATAM in 2026, with salary data, US comparisons, HIPAA, and hiring options.

September 10, 2026 Updated: September 10, 2026 15 min read HiresLink Team 

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> **Quick Answer:** A mid-level medical billing specialist in Latin America earns approximately **$1,800 per month in 2026**, while a senior specialist earns around **$2,500 per month**, according to HiresLink's September 2026 LATAM Talent Intelligence Report. HiresLink's managed [remote medical billing specialists](/operations/healthcare/medical-billing-specialists) start at **$1,560/month**, while a full-time $14/hour engagement is modeled at approximately **$2,240/month all-in**. The equivalent HiresLink US cost model comes to **$6,067/month**, creating potential annual savings of roughly **$45,920 per hire**.

Medical billing is not just another administrative expense for a healthcare practice.

When the billing function falls behind, revenue does too.

Claims sit unsubmitted.

Denials age without being worked.

Payments are not posted.

AR creeps past 60 or 90 days.

Eligibility problems appear after the appointment.

Providers have already delivered the care, but the practice is still waiting to collect the money.

That makes the cost of a medical billing specialist a more useful question than simply asking what salary the person earns.

US clinics need to understand the **total cost of getting billing work done accurately and on time**.

For a US healthcare organization hiring in Latin America, that could mean comparing:

-   candidate compensation
-   managed staffing costs
-   contractor costs
-   EOR costs
-   software and equipment
-   compliance requirements
-   US employee costs
-   the financial cost of billing backlogs and denials

HiresLink's September 2026 [LATAM Talent Intelligence Report](/resources/latam-talent-intelligence-2026) puts mid-level Medical Billing Specialist compensation at approximately **$1,800/month**, compared with a US equivalent of **$52,800/year**.

At the same time, HiresLink's dedicated [medical billing staffing service](/operations/healthcare/medical-billing-specialists) models a full-time LATAM hire at **$2,240/month all-in** compared with **$6,067/month** for a loaded US hire.

Those figures are different because they measure different things.

This guide breaks down exactly what each number means, what US clinics should actually budget, which skills increase medical billing costs, how HIPAA affects remote hiring, and when a LATAM medical biller makes financial sense.

* * *

## TL;DR — 7 numbers for hiring a LATAM medical billing specialist

#

Metric

2026 benchmark

1

Mid-level LATAM Medical Billing Specialist compensation

**$1,800/mo**

2

Senior LATAM Medical Billing Specialist compensation

**$2,500/mo**

3

HiresLink US-equivalent compensation benchmark

**$52,800/yr**

4

HiresLink managed staffing starting price

**$1,560/mo**

5

Full-time LATAM cost at $14/hr

**$2,240/mo**

6

Modeled loaded US cost

**$6,067/mo**

7

Potential annual savings in HiresLink cost model

**$45,920**

The most important takeaway is that **salary, hourly rate and all-in staffing cost are not the same number**.

For example:

-   **$1,800/month** = mid-level LATAM compensation benchmark
-   **$1,560/month** = HiresLink's published managed staffing starting point
-   **$14/hour / $2,240 monthly** = illustrative full-time HiresLink engagement
-   **$6,067/month** = illustrative loaded US employee cost

When comparing hiring options, always ask what the quoted number actually includes.

* * *

## What does a medical billing specialist do?

A medical billing specialist manages the administrative process between clinical documentation, insurance claims and payment.

A strong [LATAM medical billing specialist](/operations/healthcare/medical-billing-specialists) may handle:

-   preparing claims
-   claim submission
-   claim scrubbing
-   checking patient and insurance information
-   correcting rejected claims
-   denial follow-up
-   claim resubmission
-   payer portal follow-up
-   ERA and EOB reconciliation
-   payment posting
-   patient statements
-   AR aging reports
-   identifying unpaid claims
-   documenting payer responses
-   escalating coding or documentation issues
-   coordinating with clinical and front-office teams

HiresLink currently screens Medical Billing Specialists for skills including:

-   **ICD-10 coding**
-   **CPT coding**
-   **claim scrubbing and resubmission**
-   **ERA/EOB reconciliation**
-   **denial management**
-   **patient statements**

Candidates can also be screened for experience with payers such as:

-   Aetna
-   Blue Cross Blue Shield
-   Cigna
-   Medicare

and software including:

-   Athenahealth
-   Kareo
-   AdvancedMD
-   DrChrono
-   Office Ally
-   Availity

The more of this workflow a candidate already understands, the less time a US practice spends teaching the fundamentals after the person starts.

* * *

## How much does a LATAM medical billing specialist earn in 2026?

The September 2026 HiresLink Talent Intelligence Report provides the clearest current role-level benchmark.

Seniority

Monthly gross compensation

Annualized

Junior

**Insufficient current data for a reliable published benchmark**

—

Mid-level

**~$1,800/mo**

**~$21,600/yr**

Senior

**~$2,500/mo**

**~$30,000/yr**

These figures represent **gross monthly USD compensation paid to the professional**.

They do not automatically include:

-   staffing management
-   EOR fees
-   payroll administration
-   equipment
-   statutory benefits
-   bonuses
-   recruiting
-   replacement support

That distinction is important because a clinic may see a $1,800 salary benchmark and assume that every staffing company should invoice exactly $1,800.

That is not how managed hiring works.

HiresLink publishes its underlying [LATAM salary benchmarks](/latam-salaries/data) separately from its managed staffing pricing specifically so US employers can distinguish what the talent earns from what the total hiring service costs.

* * *

## How much does HiresLink charge for a medical billing specialist?

HiresLink currently publishes three useful numbers.

### Starting price

A remote Medical Billing Specialist starts at approximately:

**$1,560/month**

This is the current starting point shown on HiresLink's [healthcare operations pricing](/operations/pricing).

### Hourly benchmark

The dedicated medical billing page uses:

**$14/hour**

as its full-time LATAM benchmark.

### Full-time all-in model

At that $14/hour benchmark, HiresLink models the monthly all-in cost at approximately:

**$2,240/month**

The page states that the model includes the EOR/employment layer.

That produces an annualized cost of approximately:

**$26,880/year**

The reason the $1,560 starting rate and $2,240 full-time example are different is simple:

> **They represent different engagement configurations.**

A business comparing providers should never look at a monthly headline price without checking:

-   how many hours are included
-   whether it is candidate salary or client pricing
-   whether payroll is included
-   whether EOR is included
-   whether recruiting is included
-   whether equipment is included
-   whether benefits are included
-   whether replacements are included

* * *

## US vs LATAM medical billing cost in 2026

There are two useful comparisons.

### 1\. Compensation vs compensation

HiresLink's September 2026 Talent Intelligence data shows:

Metric

LATAM

US equivalent

Mid-level Medical Billing Specialist

**$1,800/mo**

**$4,400/mo equivalent**

Annualized

**$21,600**

**$52,800**

Annual difference

—

**$31,200**

Approx. difference

—

**59%**

This is useful when comparing talent-market compensation.

But it is not necessarily the final amount a business spends.

### 2\. Fully loaded hiring cost

HiresLink's dedicated billing calculator compares a full-time US W-2 hire with a full-time LATAM engagement.

Cost

US hire

LATAM via HiresLink

Base assumption

**$56,000/yr**

**$14/hr**

Benefits load

**30% modeled**

Included in model

Monthly cost

**$6,067**

**$2,240**

Annual cost

**$72,800**

**$26,880**

Annual difference

—

**$45,920**

Approx. savings

—

**63%**

This is the more useful comparison when a clinic wants to understand what could actually leave the company's bank account under two different hiring structures.

* * *

## How does that compare with US government salary data?

There is no exact Bureau of Labor Statistics occupation titled "Medical Billing Specialist."

The closest broad federal occupation is **Medical Records Specialists**.

According to the [US Bureau of Labor Statistics](https://www.bls.gov/ooh/healthcare/medical-records-and-health-information-technicians.htm), Medical Records Specialists earned a median salary of:

**$51,140 per year in May 2025**

or approximately:

**$24.59/hour**

The highest 10% earned more than:

**$81,150/year**

BLS also reports median wages of approximately:

-   **$59,120** in hospitals
-   **$47,120** in physician offices
-   **$49,490** in administrative and support services

Employment is projected to grow **8% from 2025 to 2035**, with approximately **14,000 openings per year**.

The HiresLink US base assumption of **$56,000/year** therefore sits within a reasonable range relative to current federal healthcare records compensation data.

But again, salary is not the entire employer cost.

A US employee may also create costs around:

-   employer payroll taxes
-   healthcare benefits
-   PTO
-   recruiting
-   equipment
-   HR
-   insurance
-   office overhead
-   vacancy time

That is why comparing a $51K US salary directly against a $21.6K LATAM salary is only the first layer of the analysis.

* * *

## What does a $1,800/month LATAM medical biller look like?

At approximately the current mid-level compensation benchmark, a US clinic should generally expect someone capable of owning defined billing workflows without having every claim manually reviewed.

A good mid-level candidate may be able to handle:

-   routine claim submission
-   claim-status follow-up
-   straightforward rejections
-   payment posting
-   ERA/EOB reconciliation
-   payer portal follow-up
-   AR reporting
-   patient statements
-   routine denial work
-   documentation of payer activity

A candidate at this level should already understand the basic claim lifecycle.

They should not need the practice manager to explain what a denial queue is or how an EOB differs from an ERA.

* * *

## What does a $2,500/month senior medical biller look like?

At the senior end of HiresLink's current benchmark, expectations should be higher.

A senior Medical Billing Specialist may be able to:

-   own larger denial queues
-   identify recurring denial patterns
-   prioritize AR aging
-   manage higher-value claims
-   coordinate documentation issues
-   handle complex payer follow-up
-   train junior billing staff
-   monitor clean-claim performance
-   improve billing SOPs
-   create weekly RCM reports
-   escalate reimbursement issues
-   communicate trends to the practice manager

If the practice expects the person to own reporting, redesign billing processes and identify systemic revenue-cycle problems, the role may be closer to a **Revenue Cycle Analyst** than a traditional billing specialist.

The September HiresLink Talent Intelligence Report currently benchmarks a mid-level Revenue Cycle Analyst around **$2,400/month** and a senior profile around **$3,350/month**.

That distinction matters when setting the job description.

* * *

## Medical Billing Specialist vs other healthcare operations roles

A billing specialist is only one part of the revenue cycle.

Role

Main responsibility

HiresLink pricing / benchmark

**Medical Billing Specialist**

Claims, denials, payment posting, AR

**From $1,560/mo**

[Medical Intake Coordinator](/operations/healthcare/medical-intake-coordinators)

New-patient intake and scheduling

**From $1,430/mo**

[Insurance Verification Specialist](/operations/healthcare/insurance-verification-specialists)

Eligibility, benefits and payer checks

**From $1,690/mo**

[Virtual Medical Receptionist](/operations/healthcare/virtual-medical-receptionists)

Calls, scheduling and patient communication

**From $1,300/mo**

Revenue Cycle Analyst

Reporting and process improvement

**~$2,400/mo mid-level benchmark**

Before opening a billing role, identify where revenue is actually leaking.

If the practice has dozens of claims waiting for resubmission, hire billing.

If patients are arriving without verified insurance, the bigger problem may be insurance verification.

If the front desk cannot answer calls or process new patients, a virtual receptionist or [medical intake coordinator](/operations/healthcare/medical-intake-coordinators) may create more immediate value.

HiresLink's broader guide to [Medical Billing vs Medical Intake vs Medical Scribes](/blog/medical-billing-vs-medical-intake-vs-medical-scribes-latam) breaks down those workflow differences in more detail.

* * *

## What affects the cost of a LATAM medical billing specialist?

The country matters.

But it is usually not the biggest variable.

### 1\. US medical billing experience

A candidate who has already spent several years working US insurance claims will usually command more than someone transitioning from a local healthcare system.

HiresLink's [Medical Billing Specialist talent pool](/operations/healthcare/medical-billing-specialists) prioritizes candidates with **3+ years of US billing experience**.

That can reduce onboarding significantly.

### 2\. CPT and ICD-10 knowledge

A biller who understands:

-   CPT
-   ICD-10
-   modifiers
-   claim edits
-   medical necessity workflows
-   coding-related denials

will generally be more valuable than someone whose experience is limited to posting payments or checking claim status.

### 3\. Specialty experience

Billing complexity varies between specialties.

Examples include:

-   behavioral health
-   primary care
-   dermatology
-   dental
-   physical therapy
-   orthopedics
-   cardiology
-   radiology
-   telehealth
-   multi-specialty groups

A candidate who already understands your specialty may justify a higher salary because they require less training.

### 4\. Payer knowledge

Experience with:

-   Medicare
-   BCBS
-   Aetna
-   Cigna
-   Medicaid programs
-   commercial payer portals

can materially affect productivity.

### 5\. Denial management

A candidate who only submits claims is less valuable than someone who can identify why claims are denied and manage the resubmission workflow.

HiresLink specifically screens for **denial management and claim resubmission**, not only claim entry.

### 6\. Software

Candidates with existing experience in your exact platform can start faster.

Relevant systems include:

-   Athenahealth
-   Kareo
-   AdvancedMD
-   DrChrono
-   Office Ally
-   Availity

### 7\. English

Medical billing is more back-office than patient intake, but English still matters.

The biller may communicate with:

-   payer representatives
-   physicians
-   practice managers
-   front-desk employees
-   patients
-   external billing teams

HiresLink's broader September 2026 network has **72.6% of candidates at CEFR B2 English or higher**.

For phone-heavy payer work, HiresLink can screen Medical Billing Specialists at C1-level English.

* * *

## Does country change medical billing costs?

Yes, but HiresLink's role-specific healthcare salary data is still deeper in some markets than others.

The current open salary database lists Medical Billing Specialists in **Argentina from approximately $1,800/month**.

For other LATAM countries, role-specific first-party sample sizes may still be limited, so a company should avoid pretending there is an exact national salary for every market.

A more useful approach is to consider each country's broader hiring advantages.

Market

Broader HiresLink signal

Why it may fit healthcare operations

Argentina

**78% B2+ English**

Strong professional English and US-hours overlap

Colombia

**74% B2+ English**

Excellent Eastern Time alignment

Mexico

**72% B2+ English**

Strong Central/Pacific overlap

Costa Rica

**84% B2+ English**

Strong English and US corporate-services exposure

Uruguay

**82% B2+ English**

High English benchmark, smaller pool

Brazil

**61% B2+ English**

Large overall talent pool, requires stronger English screening

These percentages apply to the broader HiresLink candidate pool, not Medical Billing Specialists specifically.

The best search therefore starts with:

> **US billing experience + specialty + payer knowledge + software + English + working hours**

and then uses country as another filter.

* * *

## What does a three-person LATAM medical billing team cost?

The economics become more significant when a clinic needs several billing specialists.

### Using the mid-level compensation benchmark

Three mid-level LATAM billers:

**$1,800 × 3 × 12 = $64,800/year**

Three hires at HiresLink's $52,800 US-equivalent compensation benchmark:

**$52,800 × 3 = $158,400/year**

Difference:

**$93,600/year**

That is before adding US employer overhead.

### Using the full-time managed cost model

Three HiresLink LATAM engagements at $2,240/month:

**$2,240 × 3 × 12 = $80,640/year**

Three loaded US hires at $6,067/month:

**$6,067 × 3 × 12 = $218,412/year**

Illustrative annual difference:

**$137,772**

The second comparison is more useful when budgeting actual headcount because both sides include a broader cost model.

* * *

## What could a clinic do with $100K+ in annual staffing savings?

Cost savings do not necessarily need to leave the healthcare operations budget.

A practice could reinvest some of the difference into:

-   an additional Medical Billing Specialist
-   a senior Revenue Cycle Analyst
-   an [Insurance Verification Specialist](/operations/healthcare/insurance-verification-specialists)
-   better revenue-cycle software
-   stronger staff training
-   denial analytics
-   a dedicated intake coordinator
-   more front-desk coverage
-   improved patient communication
-   management and QA

That is a healthier way to think about nearshore hiring.

The goal is not:

> "How cheaply can we run billing?"

It is:

> "How much stronger can we make our revenue cycle with the same budget?"

* * *

## What is the ROI of hiring a medical billing specialist?

Salary savings are only one form of ROI.

The more important question is whether the hire improves the movement of money through the revenue cycle.

A good medical billing specialist can create value by helping the practice:

-   submit claims faster
-   reduce avoidable rejections
-   work denials sooner
-   reduce payment-posting delays
-   follow up on aging claims
-   identify underpayments
-   improve patient-balance follow-up
-   keep AR visible
-   escalate documentation problems sooner

HiresLink reports that practices it staffs have seen denial rates move from approximately **8–12% to under 4% within 90 days**, largely through cleaner upfront coding and faster resubmission.

That is an internal HiresLink staffing benchmark and should not be interpreted as a guaranteed result.

Actual performance depends on:

-   specialty
-   payer mix
-   documentation quality
-   coding
-   front-desk accuracy
-   billing systems
-   existing backlog
-   management

But it illustrates why billing performance should be measured against collected revenue and AR health, not only labor cost.

* * *

## Modeled case study — a growing US clinic with a billing backlog

Consider a US multi-provider practice with a six-week billing backlog.

The practice currently has:

-   claims waiting to be submitted
-   unresolved payer denials
-   payment posting behind schedule
-   the practice manager spending 15 hours per week on billing follow-up
-   providers answering administrative billing questions

The practice has two options.

### Option A — add one US billing hire

Using HiresLink's current loaded US cost model:

**$6,067/month**

Annualized:

**$72,800**

### Option B — add one full-time LATAM billing specialist

Using HiresLink's current $14/hour all-in model:

**$2,240/month**

Annualized:

**$26,880**

Potential annual difference:

**$45,920**

If the LATAM specialist clears the backlog, owns the denial queue and removes 15 hours of practice-manager work every week, the business benefit extends beyond the $45,920 labor-cost difference.

The hire also restores management capacity.

That is the right framework for evaluating a nearshore billing hire.

* * *

### Get the September 2026 LATAM Talent Intelligence Report

Compare compensation, seniority, English proficiency, hiring structures and talent availability across **90,000+ vetted LATAM professionals and 77+ roles**.

[**View the full 2026 Talent Intelligence Report →**](/resources/latam-talent-intelligence-2026)

* * *

## Is LATAM medical billing a good fit for every healthcare organization?

No.

### Strong fit

Remote LATAM billing tends to work well for:

-   physician groups
-   behavioral health
-   dental groups
-   physical therapy
-   dermatology
-   telehealth
-   outpatient specialties
-   multi-location practices
-   centralized RCM teams
-   healthcare startups

It works particularly well when:

-   billing is already cloud-based
-   SOPs exist
-   claims are handled electronically
-   someone internally owns RCM performance
-   the role can access systems remotely
-   real-time US-hours communication matters

### More vetting required

A practice should apply a higher screening bar when:

-   facility billing is required
-   UB-04 expertise is necessary
-   coding complexity is unusually high
-   the role involves specialty-specific coding
-   the biller will manage other people
-   the person will own payer appeals
-   the role includes significant patient collections
-   advanced certifications are mandatory

The role brief should specify those requirements before the search begins.

* * *

## Professional billing vs facility billing

One of the first questions to ask a Medical Billing Specialist is:

> **Have you worked professional billing, facility billing, or both?**

### Professional billing

Often involves:

-   physician services
-   outpatient claims
-   CMS-1500
-   professional CPT codes
-   provider-level billing

### Facility billing

Can involve:

-   hospitals
-   institutional services
-   UB-04
-   facility-specific reimbursement rules
-   more complex revenue-cycle workflows

Someone with four years of physician-office billing experience should not automatically be considered qualified for complex facility billing.

HiresLink screens [medical billing candidates](/operations/healthcare/medical-billing-specialists) for the billing environment the client actually needs before presenting the shortlist.

* * *

## Do you need a medical biller or medical coder?

These roles overlap, but they are not identical.

### Medical coder

Focuses more heavily on:

-   translating documentation into codes
-   ICD-10
-   CPT
-   HCPCS
-   modifiers
-   coding guidelines
-   documentation support

### Medical biller

Focuses more heavily on:

-   claim submission
-   payer processing
-   rejections
-   denials
-   AR
-   payment posting
-   patient balances

Some professionals do both.

But if advanced coding is central to the job, the hiring requirements and salary should reflect that.

Do not hire a general biller and then expect them to make advanced coding decisions they were never screened for.

* * *

## Should you require CPC or CCS certification?

Not always.

Certification can be valuable when the role requires significant coding responsibility.

But for a position focused primarily on:

-   claim submission
-   payer follow-up
-   payment posting
-   denial work
-   AR

real US billing experience may matter more than a credential that is rarely used in the actual workflow.

A good hiring scorecard might weight:

Requirement

Example weighting

US billing experience

**25%**

Specialty / payer knowledge

**20%**

Denial management

**15%**

Software experience

**15%**

CPT / ICD-10 knowledge

**10%**

English communication

**10%**

Certification

**5%**

The weighting should change if coding is a larger part of the role.

* * *

## How should you vet a remote Medical Billing Specialist?

A resume should only earn the interview.

It should not earn the job.

### Test 1 — rejected claim

Ask:

> A claim rejects because subscriber information does not match. What do you check?

A strong candidate should explain a process rather than immediately saying "resubmit."

### Test 2 — denied claim

Ask:

> A payer denies a claim for medical necessity. What happens next?

Listen for:

-   denial reason
-   documentation review
-   coding review where appropriate
-   payer policy
-   escalation
-   appeal/resubmission process
-   documentation

### Test 3 — AR aging

Give the candidate a fictional aging report.

Ask:

> Which claims do you work first and why?

### Test 4 — payment posting

Provide a fictional EOB/ERA scenario.

Ask:

-   what gets posted
-   how adjustments are handled
-   what happens when expected reimbursement differs

### Test 5 — documentation issue

Ask:

> The provider's note does not appear to support the code on the claim. What do you do?

The correct response should involve clarification or escalation.

Not blindly submitting the claim.

### Test 6 — HIPAA/security

Ask:

> A colleague asks to use your login because their account isn't working. What do you do?

A strong candidate should refuse shared credentials and follow the organization's access process.

* * *

## How HiresLink vets Medical Billing Specialists

HiresLink's [healthcare staffing process](/operations/healthcare) uses AI-assisted screening followed by human verification.

For billing roles, screening can include:

1.  Resume and background review.
2.  Live English interview.
3.  Hands-on software testing.
4.  ICD-10/CPT workflow assessment.
5.  Claim-scrubbing and resubmission testing.
6.  Employer-reference verification.

HiresLink says its broader operations pipeline assesses **12,000+ applicants each quarter**, with approximately the **top 3%** progressing through the full AI + human vetting process.

The medical billing service also provides:

-   48-hour shortlists
-   3+ years of US billing experience available
-   bilingual English/Spanish talent
-   US-timezone coverage
-   software-specific screening

A clinic should still conduct its own final interview.

The staffing provider can screen for billing competence.

The clinic needs to verify fit with its exact payer mix, specialty and workflow.

* * *

## HIPAA and remote medical billing

Remote billing can be structured appropriately under HIPAA.

But location does not remove the clinic's obligations to safeguard protected health information.

The [US Department of Health and Human Services](https://www.hhs.gov/hipaa/for-professionals/security/laws-regulations/index.html) requires covered entities and applicable business associates to use reasonable and appropriate administrative, physical and technical safeguards for electronic PHI.

For remote workers, that means paying particular attention to:

-   access authorization
-   unique user accounts
-   authentication
-   workstation security
-   audit controls
-   transmission security
-   minimum-necessary access

HHS also confirms that access-control requirements apply to employees who telecommute or work from home while accessing ePHI.

The practical rule is:

> **PHI should remain inside the healthcare organization's approved systems whenever possible.**

HiresLink says its billing specialists work inside client systems such as Athenahealth, Kareo or AdvancedMD using their own credentialed accounts.

That is preferable to exporting patient information into personal spreadsheets, email accounts or cloud-storage systems.

* * *

## Remote medical billing security checklist

```text
[ ] Individual account for every worker
[ ] MFA enabled
[ ] Role-based access
[ ] Minimum-necessary PHI permissions
[ ] Secure work device
[ ] Automatic screen lock
[ ] Approved password manager
[ ] No shared credentials
[ ] No personal cloud storage
[ ] Approved EHR / PM access only
[ ] Audit logging enabled
[ ] Secure internet / VPN policy where required
[ ] Incident-reporting procedure documented
[ ] Access removed immediately during offboarding
```

These controls should apply whether the worker is sitting in the clinic or working remotely from Latin America.

* * *

## Does an outsourced medical billing provider need a BAA?

Potentially, yes.

The [HHS Business Associate guidance](https://www.hhs.gov/hipaa/for-professionals/privacy/guidance/business-associates/index.html) specifically identifies activities including:

-   claims processing
-   billing
-   practice management

as examples of functions that may create a Business Associate relationship when an outside person or organization performs them on behalf of a covered entity and creates, receives, maintains or transmits PHI.

Where Business Associate status applies, a written Business Associate Agreement is generally required.

The exact answer depends on the structure.

There is an important distinction between:

-   someone who is part of the covered entity's workforce
-   a contractor
-   an EOR structure
-   an outside billing company
-   a staffing provider
-   a Business Associate subcontractor

A clinic should determine the correct HIPAA relationship for its actual engagement rather than assuming every remote worker requires the exact same arrangement.

_This article is general information and does not constitute HIPAA or legal advice._

* * *

## Contractor vs EOR vs managed staffing

There are several ways to engage LATAM healthcare talent.

Model

Recruiting

HR/payroll

Best for

Direct contractor

Clinic

Clinic

Teams with established cross-border processes

EOR

Clinic/recruiter

EOR

Employee relationship without local entity

[Managed staffing](/services/hires-staffing)

HiresLink

HiresLink

Clinics wanting recruiting + ongoing management layer

[Direct hire](/services/headhunting-pro)

HiresLink

Clinic after placement

One permanent strategic hire

Outsourced RCM company

Provider

Provider

Clinics outsourcing the billing function itself

HiresLink's current managed staffing model includes:

-   qualified candidates in 48 hours
-   onboarding support
-   payroll coordination
-   vacation management
-   performance support
-   unlimited replacements for active staffing clients

HiresLink currently charges the lower of:

**$800/month**

or:

**25% of compensation**

for the staffing and HR management layer, with the $500 kickoff credited toward the first invoice.

Its direct-hire service instead uses a **20% first-year salary fee**, with the $600 kickoff credited to the placement invoice.

The correct structure depends on how much of the employment and HR function the clinic wants to own.

* * *

## Hiring a biller vs outsourcing the entire revenue cycle

These are very different decisions.

### Hire one dedicated biller when:

-   the clinic wants to keep RCM internal
-   existing billing processes basically work
-   the team needs more capacity
-   management wants direct control
-   the role will be embedded into the internal team

### Outsource RCM when:

-   the clinic wants an outside company to run billing
-   internal RCM expertise is limited
-   management does not want to supervise billing staff
-   a percentage-of-collections model is acceptable

A dedicated [LATAM Medical Billing Specialist](/operations/healthcare/medical-billing-specialists) is generally best when the clinic already owns its revenue-cycle process and needs additional execution capacity.

* * *

## What KPIs should a Medical Billing Specialist own?

Do not manage billing staff only on "number of claims worked."

Use outcomes.

KPI

What it tells you

Clean claim rate

Quality before submission

Rejection rate

Front-end data and claim quality

Denial rate

Downstream billing performance

Days in AR

Collection speed

AR over 90 days

Aging risk

Claim submission lag

Speed from encounter to billing

Denial turnaround

How quickly problems are resolved

Payment-posting lag

How quickly cash is reconciled

Underpayment follow-up

Revenue leakage

Patient balance follow-up

Self-pay process health

During the first month, establish the baseline.

Then measure improvement.

* * *

## What should the first 30 days look like?

### Week 1 — learn the revenue cycle

Cover:

-   EHR
-   practice-management platform
-   clearinghouse
-   payer mix
-   specialty
-   billing schedule
-   existing backlog
-   escalation rules

### Week 2 — take over defined workflows

Transfer:

-   routine claim submission
-   payment posting
-   claim-status follow-up
-   straightforward rejections
-   AR reporting

### Week 3 — expand into denials

Add:

-   denial queue
-   corrected claims
-   resubmission
-   payer escalation
-   documentation tracking

### Week 4 — report on the system

The specialist should be able to show:

-   denial rate
-   aging
-   top denial reasons
-   outstanding claims
-   payer bottlenecks
-   claims requiring provider action

The practice manager should have **more visibility into billing after the hire than before it**.

* * *

## When should you hire a Medical Billing Specialist?

Use this checklist.

```text
[ ] Claims are not being submitted promptly
[ ] Denials are accumulating
[ ] AR over 90 days is increasing
[ ] Payment posting is behind
[ ] Practice manager spends hours on payer follow-up
[ ] Providers are dealing with billing administration
[ ] Patient balances are not being worked
[ ] Existing billers cannot keep up with volume
[ ] Billing backlog exceeds 2–3 weeks
[ ] Revenue is not keeping pace with patient volume
```

If several of these are true, the billing function is probably becoming an operating constraint.

If most of the problems happen **before the claim is created**, however, consider whether an [insurance verification specialist](/operations/healthcare/insurance-verification-specialists) or [medical intake coordinator](/operations/healthcare/medical-intake-coordinators) should come first.

* * *

## Is it cheaper to hire from LATAM than the Philippines?

Both regions can offer lower compensation than US hiring.

The difference is not only salary.

LATAM's primary operational advantage for US healthcare teams is **working-hour overlap**.

Billing teams frequently need real-time communication with:

-   providers
-   front desk
-   practice managers
-   insurance companies
-   patient-access teams
-   RCM managers

A LATAM professional can generally work those same US business hours without adopting a permanent overnight schedule.

That can make the region particularly useful for healthcare operations where billing is integrated closely with the rest of the practice.

The correct comparison should therefore include:

-   compensation
-   timezone
-   English
-   US healthcare experience
-   payer experience
-   specialty experience
-   software
-   management
-   retention

rather than salary alone.

* * *

## FAQ

### How much does a Medical Billing Specialist cost in LATAM in 2026?

HiresLink's September 2026 Talent Intelligence Report benchmarks a mid-level Medical Billing Specialist at approximately **$1,800/month in gross compensation** and a senior specialist at approximately **$2,500/month**. Managed staffing through HiresLink currently starts at $1,560/month.

### How much does HiresLink charge for a full-time Medical Billing Specialist?

HiresLink's dedicated [Medical Billing Specialist page](/operations/healthcare/medical-billing-specialists) models a full-time LATAM engagement at **$14/hour**, or approximately **$2,240/month all-in**.

### How much does a Medical Billing Specialist cost in the US?

The US Bureau of Labor Statistics reports a **$51,140 median annual wage** for Medical Records Specialists in May 2025. HiresLink's medical billing comparison uses a $56,000 US base salary and models a loaded employer cost of approximately **$72,800/year** after a 30% benefits load.

### How much can a US clinic save by hiring a LATAM medical biller?

HiresLink's current all-in comparison models annual savings of approximately **$45,920 per full-time hire**, with a $2,240 monthly LATAM cost versus a $6,067 loaded US monthly cost.

### How much does a senior LATAM Medical Billing Specialist cost?

The September 2026 HiresLink Talent Intelligence Report puts senior compensation at approximately **$2,500/month**, or around $30,000 annualized before staffing, EOR, benefits or other engagement costs.

### Which LATAM country is best for Medical Billing Specialists?

There is no universal best market. Argentina offers strong English and established remote professional talent, Colombia provides excellent Eastern Time alignment, and Mexico is particularly attractive for Central and Pacific US teams. Screen candidates on billing experience, specialty, software and English rather than country alone.

### Can LATAM Medical Billing Specialists work US hours?

Yes. One of the main advantages of LATAM healthcare staffing is substantial natural overlap with US business hours. HiresLink specifically recruits [healthcare operations professionals](/operations/healthcare) for US-team schedules.

### Do LATAM Medical Billing Specialists know ICD-10 and CPT?

Experienced candidates do. HiresLink screens Medical Billing Specialists for **ICD-10, CPT, claim scrubbing, resubmission, ERA/EOB reconciliation, denial management and patient statements** before they reach client shortlists.

### Which medical billing systems does HiresLink screen for?

Current HiresLink screening includes **Athenahealth, Kareo, AdvancedMD, DrChrono, Office Ally and Availity**, depending on the client's stack.

### Are remote Medical Billing Specialists HIPAA compliant?

HIPAA compliance is an organizational and engagement responsibility rather than a simple label attached to one employee. Remote staff who access ePHI need appropriate authorization, training, access controls and technical safeguards. Outside organizations handling PHI may also qualify as Business Associates.

### Does a remote billing provider need a Business Associate Agreement?

Potentially. HHS explicitly lists billing and claims processing among functions that can create Business Associate status when an outside entity performs them for a covered entity while handling PHI. The requirement depends on the specific structure.

### How quickly can HiresLink hire a Medical Billing Specialist?

HiresLink delivers a qualified shortlist in approximately **48 hours**. Its medical billing service says most healthcare clients interview 2–3 pre-vetted candidates during the first week and can onboard within roughly 7–14 days.

### What happens if the Medical Billing Specialist is not a fit?

Active HiresLink managed staffing clients receive **unlimited free replacements**. Direct-hire placements use separate replacement terms based on seniority.

### Should I hire a Medical Billing Specialist or an Insurance Verification Specialist?

Hire a Medical Billing Specialist when claims, denials, AR or payment posting are the bottleneck. Hire an [Insurance Verification Specialist](/operations/healthcare/insurance-verification-specialists) when eligibility, benefits and payer verification before appointments are causing the problem.

### Should I hire a Medical Billing Specialist or a Revenue Cycle Analyst?

A billing specialist is best for claims execution, denials, posting and AR follow-up. A Revenue Cycle Analyst is more appropriate when you need someone to analyze performance, identify systemic revenue leakage, build reporting and improve RCM processes.

* * *

## Final answer — what should you budget?

For a US company hiring a Medical Billing Specialist in Latin America in 2026, a practical starting framework is:

### Candidate compensation

-   **Mid-level:** approximately **$1,800/month**
-   **Senior:** approximately **$2,500/month**

### HiresLink managed hiring

-   **Published starting rate:** from **$1,560/month**
-   **Full-time $14/hour model:** approximately **$2,240/month all-in**

### US comparison

-   **BLS Medical Records Specialist median:** $51,140/year
-   **HiresLink US billing base assumption:** $56,000/year
-   **HiresLink modeled loaded US employer cost:** $72,800/year
-   **HiresLink modeled annual savings:** approximately $45,920

The strongest reason to hire a medical biller in LATAM is not simply that the salary is lower.

It is the combination of:

-   US billing experience
-   CPT and ICD-10 knowledge
-   payer expertise
-   billing-software familiarity
-   bilingual English-Spanish talent
-   US business-hour overlap
-   materially lower cost

For a clinic with growing AR or a billing backlog, the result can be more than a cheaper hire.

It can mean adding enough capacity to keep claims moving and revenue visible without adding another $70K+ loaded US position.

HiresLink can shortlist [pre-vetted LATAM Medical Billing Specialists](/operations/healthcare/medical-billing-specialists) in approximately **48 hours**.

### Get the September 2026 LATAM Talent Intelligence Report

Compare salary, seniority, country, English proficiency and hiring data across **90,000+ pre-vetted professionals and 77+ roles**.

[**View the LATAM Talent Intelligence Report →**](/resources/latam-talent-intelligence-2026)

* * *

_Ready to add experienced billing capacity to your healthcare team?_

[**Hire Medical Billing Specialists →**](/operations/healthcare/medical-billing-specialists) · [**Explore Healthcare Talent →**](/operations/healthcare) · [**Start Hiring →**](/hiring-form)

Book a call in 48h.

* * *

## Related articles

-   [Medical Billing vs Medical Intake vs Medical Scribes: Which LATAM Healthcare Role Should Clinics Hire First?](/blog/medical-billing-vs-medical-intake-vs-medical-scribes-latam)
-   [How US Clinics Can Reduce Insurance Verification Backlogs with LATAM Healthcare Admin Staff](/blog/reduce-insurance-verification-backlogs-latam-healthcare-admin-staff)
-   [Hire Medical Intake Coordinators](/operations/healthcare/medical-intake-coordinators)
-   [Hire Insurance Verification Specialists](/operations/healthcare/insurance-verification-specialists)
-   [Hire Virtual Medical Receptionists](/operations/healthcare/virtual-medical-receptionists)
-   [Explore Healthcare Staffing in LATAM](/operations/healthcare)
-   [View LATAM Salary Benchmarks](/latam-salaries/data)

* * *

## Sources

### HiresLink proprietary salary and hiring data

-   [HiresLink — LATAM Talent Intelligence Report, September 2026](https://www.hireslink.com/resources/latam-talent-intelligence-2026) — Medical Billing Specialist salary benchmarks, US comparison, English proficiency, role supply and hiring data.
-   [HiresLink — Hire Remote Medical Billing Specialists](https://www.hireslink.com/operations/healthcare/medical-billing-specialists) — current starting price, $14/hour full-time cost model, US loaded comparison, screening criteria, software, payer experience, hiring timeline and replacement terms.
-   [HiresLink — Healthcare Operations Staffing](https://www.hireslink.com/operations/healthcare) — healthcare roles, current staffing model, talent examples and US-vs-LATAM cost comparison.
-   [HiresLink — Operations Pricing](https://www.hireslink.com/operations/pricing) — current starting prices for Medical Billing Specialists, Medical Intake Coordinators, Insurance Verification Specialists, Medical Scribes and Virtual Medical Receptionists.
-   [HiresLink — LATAM Salary Benchmarks](https://www.hireslink.com/latam-salaries/data) — open compensation data for healthcare, legal, finance and operations roles.
-   [HiresLink — Medical Billing vs Medical Intake vs Medical Scribes](https://www.hireslink.com/blog/medical-billing-vs-medical-intake-vs-medical-scribes-latam) — role comparison and healthcare staffing decision framework.
-   [HiresLink — Reduce Insurance Verification Backlogs with LATAM Healthcare Staff](https://www.hireslink.com/blog/reduce-insurance-verification-backlogs-latam-healthcare-admin-staff) — healthcare admin workflow and hiring guidance.

### US employment and HIPAA sources

-   [US Bureau of Labor Statistics — Medical Records Specialists](https://www.bls.gov/ooh/healthcare/medical-records-and-health-information-technicians.htm) — May 2025 median salary, industry wages and 2025–2035 employment outlook.
-   [US Department of Health and Human Services — HIPAA Business Associates](https://www.hhs.gov/hipaa/for-professionals/privacy/guidance/business-associates/index.html) — official guidance covering billing, claims processing, PHI and Business Associate relationships.
-   [US Department of Health and Human Services — HIPAA Security Rule](https://www.hhs.gov/hipaa/for-professionals/security/laws-regulations/index.html) — administrative, physical and technical safeguards for electronic PHI.
-   [US Department of Health and Human Services — Remote Access to ePHI](https://www.hhs.gov/hipaa/for-professionals/faq/2004/do-the-security-rule-requiremennts-for-access-control-apply-to-employees-that-telecommute/index.html) — official guidance confirming access-control requirements for employees working remotely.

_HiresLink candidate compensation, advertised starting rates, hourly staffing rates and fully loaded cost calculators measure different things and should not be treated as interchangeable. Salary benchmarks are intended for hiring-budget planning rather than as guaranteed candidate rates. HIPAA obligations depend on the specific covered entity, worker and contracting structure. This article is general information only and does not constitute legal, tax, billing, coding or HIPAA compliance advice._

### About HiresLink Team

Expert insights from the HiresLink team on hiring LATAM tech talent, remote work, and building distributed teams.

### Compare LATAM salaries by role

Real 2026 compensation ranges from HiresLink's LATAM network — no gated content, no sales call required.

-   [→ DevOps / SRE LATAM salary](/latam-salaries/devops-sre/argentina)
-   [→ Data Engineer LATAM salary](/latam-salaries/data-engineer/argentina)
-   [→ ML Engineer LATAM salary](/latam-salaries/machine-learning-engineer/argentina)
-   [→ AI/ML Engineer LATAM salary](/latam-salaries/ai-ml-engineer/argentina)
-   [→ Mobile Developer LATAM salary](/latam-salaries/mobile-developer/argentina)

### Table of Contents

-   TL;DR — 7 numbers for hiring a LATAM medical billing specialist
-   What does a medical billing specialist do?
-   How much does a LATAM medical billing specialist earn in 2026?
-   How much does HiresLink charge for a medical billing specialist?
-   US vs LATAM medical billing cost in 2026
-   How does that compare with US government salary data?
-   What does a $1,800/month LATAM medical biller look like?
-   What does a $2,500/month senior medical biller look like?
-   Medical Billing Specialist vs other healthcare operations roles
-   What affects the cost of a LATAM medical billing specialist?
-   Does country change medical billing costs?
-   What does a three-person LATAM medical billing team cost?
-   What could a clinic do with $100K+ in annual staffing savings?
-   What is the ROI of hiring a medical billing specialist?
-   Modeled case study — a growing US clinic with a billing backlog
-   Is LATAM medical billing a good fit for every healthcare organization?
-   Professional billing vs facility billing
-   Do you need a medical biller or medical coder?
-   Should you require CPC or CCS certification?
-   How should you vet a remote Medical Billing Specialist?
-   How HiresLink vets Medical Billing Specialists
-   HIPAA and remote medical billing
-   Remote medical billing security checklist
-   Does an outsourced medical billing provider need a BAA?
-   Contractor vs EOR vs managed staffing
-   Hiring a biller vs outsourcing the entire revenue cycle
-   What KPIs should a Medical Billing Specialist own?
-   What should the first 30 days look like?
-   When should you hire a Medical Billing Specialist?
-   Is it cheaper to hire from LATAM than the Philippines?
-   FAQ
-   Final answer — what should you budget?
-   Related articles
-   Sources

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-   [Motion & 3D](/candidates/design/motion-3d)

#### Alternatives

-   [vs Near](/alternatives/near)
-   [vs Braintrust](/alternatives/braintrust)
-   [vs Crossover](/alternatives/crossover)
-   [vs Hirelatam](/alternatives/hirelatam)
-   [vs Lathire](/alternatives/lathire)
-   [vs Lemon.io](/alternatives/lemon-io)
-   [vs X-Team](/alternatives/x-team)
-   [vs Valatam](/alternatives/valatam)
-   [vs South](/alternatives/south)
-   [vs Oyster](/alternatives/oyster)
-   [vs Remote.com](/alternatives/remote-com)
-   [vs Terminal.io](/alternatives/terminal-io)
-   [vs Arc.dev](/alternatives/arc-dev)
-   [vs Gun.io](/alternatives/gun-io)
-   [All alternatives](/alternatives)

#### LATAM Salaries

-   [Tech & AI](/latam-salaries/tech-ai)
-   [Revenue & Growth](/latam-salaries/revenue-growth)
-   [Operations](/latam-salaries/operations)
-   [Backend Engineer · AR](/latam-salaries/backend-engineer/argentina)
-   [Full-Stack · AR](/latam-salaries/full-stack-engineer/argentina)
-   [AI / ML Engineer · AR](/latam-salaries/ai-ml-engineer/argentina)
-   [Data Engineer · AR](/latam-salaries/data-engineer/argentina)
-   [DevOps / SRE · AR](/latam-salaries/devops-sre/argentina)
-   [Account Executive · AR](/latam-salaries/account-executive-b2b-saas/argentina)
-   [AI Automation · AR](/latam-salaries/ai-automation-specialist/argentina)
-   [Backend · Mexico](/latam-salaries/backend-engineer/mexico)
-   [Backend · Colombia](/latam-salaries/backend-engineer/colombia)
-   [Backend · Brazil](/latam-salaries/backend-engineer/brazil)
-   [All salary benchmarks](/latam-salaries)

#### Hire Specialists

-   [Hire AI Implementation Specialists](/hire/ai-implementation-specialists)
-   [Hire AI Automation Specialists](/hire/ai-automation-specialists)
-   [Hire LLM Developers](/hire/llm-developers)
-   [Hire CV Engineers](/hire/computer-vision-developers)
-   [Hire LATAM Engineers](/hire/latam-software-engineers)

#### Hire Business Roles

-   [Executive Assistants](/hire/executive-assistants-from-latam)
-   [Virtual Assistants](/hire/virtual-assistants-from-latam)
-   [Customer Support Reps](/hire/customer-support-representatives-from-latam)
-   [Appointment Setters](/hire/appointment-setters-from-latam)
-   [Account Executives](/hire/account-executives-from-latam)
-   [Account Managers](/hire/account-managers-from-latam)
-   [Accountants](/hire/accountants-from-latam)
-   [Project Managers](/hire/project-managers-from-latam)
-   [Operations Managers](/hire/operations-managers-from-latam)
-   [Media Buyers](/hire/media-buyers-from-latam)
-   [Product Marketing Managers](/hire/product-marketing-managers-from-latam)
-   [SEO Specialists](/hire/seo-specialists-from-latam)

#### Nearshore Developers

-   [Backend](/hire/nearshore-backend-developers)
-   [Frontend](/hire/nearshore-frontend-developers)
-   [Full-Stack](/hire/nearshore-fullstack-developers)
-   [React](/hire/nearshore-react-developers)
-   [Node.js](/hire/nearshore-node-developers)
-   [Python](/hire/nearshore-python-developers)
-   [Java](/hire/nearshore-java-developers)
-   [Golang](/hire/nearshore-golang-developers)
-   [C# / .NET](/hire/nearshore-csharp-developers)
-   [Mobile](/hire/nearshore-mobile-developers)
-   [AWS Engineers](/hire/nearshore-aws-engineers)
-   [DevOps Engineers](/hire/nearshore-devops-engineers)
-   [Data Engineers](/hire/nearshore-data-engineers)
-   [AI Engineers](/hire/nearshore-ai-engineers)
-   [UX Designers](/hire/nearshore-ux-designers)
-   [Salesforce Developers](/hire/nearshore-salesforce-developers)
-   [GTM Specialists](/hire/nearshore-gtm-specialists)
-   [Fintech Developers](/hire/nearshore-fintech-developers)

#### Hire by Country & Vertical

-   [Developers in Argentina](/hire/hire-developers-argentina)
-   [Developers in Brazil](/hire/hire-developers-brazil)
-   [Developers in Colombia](/hire/hire-developers-colombia)
-   [Developers in Mexico](/hire/hire-developers-mexico)
-   [SaaS Developers](/hire/saas-developers-latam)
-   [Fintech Engineers](/hire/fintech-engineers-latam)
-   [Healthtech Developers](/hire/healthtech-developers-latam)
-   [E-commerce Developers](/hire/ecommerce-developers-latam)
-   [GenAI Developers](/hire/latam-genai-developers)
-   [Remote ML Engineers](/hire/remote-ml-engineers-latam)
-   [Marketing Automation Experts](/hire/latam-marketing-automation-experts)

#### Healthcare Ops Roles

-   [Medical Billing Specialists](/operations/healthcare/medical-billing-specialists)
-   [Medical Intake Coordinators](/operations/healthcare/medical-intake-coordinators)
-   [Medical Scribes](/operations/healthcare/medical-scribes)
-   [Insurance Verification Specialists](/operations/healthcare/insurance-verification-specialists)
-   [Virtual Medical Receptionists](/operations/healthcare/virtual-medical-receptionists)
-   [Healthcare Virtual Assistant Services](/operations/healthcare)

#### Legal, Finance & Insurance Roles

-   [Virtual Paralegal Services](/operations/legal/paralegals)
-   [Virtual Legal Assistants](/operations/legal/legal-assistants)
-   [Legal Intake Specialists](/operations/legal/legal-intake-specialists)
-   [Outsourced Bookkeepers](/operations/finance-accounting/bookkeepers)
-   [Offshore GAAP Accountants](/operations/finance-accounting/gaap-accountants)
-   [Insurance Virtual Assistants](/operations/insurance/insurance-virtual-assistants)
-   [Freight Dispatchers](/operations/logistics/freight-dispatchers)

#### Industries

-   [Startups](/industries/startups)
-   [SaaS](/industries/saas)
-   [Ecommerce](/industries/ecommerce)
-   [Human Data for LLMs](/human-data-llm-training)
-   [Medical Billing Outsourcing](/operations/healthcare)
-   [Outsourced Bookkeeping Services](/operations/finance-accounting)
-   [Virtual Legal Assistant Services](/operations/legal)
-   [Insurance Virtual Assistant Services](/operations/insurance)
-   [Construction Back-Office Staffing](/operations/construction-trades)
-   [Freight Dispatch Service](/operations/logistics)
-   [CAD Drafting & Real Estate Support](/operations/architecture)
-   [Ecommerce Virtual Assistants](/operations/ecommerce)
-   [All back-office services](/operations)

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